The worst thing about cycling in the rain isn't the wet hair, wet shoes or wet trouser hems where they stick from my waterproof trousers. It isn't even the appalling waterproof fashions I have to wear.
For me, it is having to cycle without my glasses: it's either not see as they are covered in rain, or not see as they are safely tucked away in my pocket...
At least it is only a short cycle ride...